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Guru Prasad A

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Humans are indecisive at times. We want to take risks, but also want to save our skins if we can. The same can be said about our financial decisions. We want to make more money, but also save some for a rainy day. Wouldn’t it be nice if there were a plan which could act as insurance as well as an investment? Well, there is. A ULIP! Unit Linked Insurance Policies or ULIPs as they…

To help you achieve your business goals, you need to stay motivated, and the following strategies will keep you motivated. How To Motivate Yourself As A Successful Entrepreneur If you are wondering how to motivate yourself, you should know that using this method and the time block correctly will help you stay motivated. I think it is one of the best and easiest ways to stay on track so that things go as you would…

When it comes to the most convenient and economical personal transport, an electric scooter ranks up the top of the list. The popularity of these vehicles is increasing day by day for exceptional performance, environmental sustainability, and cost-effectiveness. According to the study report, it is estimated that this mode of transportation will make its marvellous presence across the world by 2030. The new generation electric vehicles are equipped with plenty of features such as over-the-air…

Gold- a precious metal that everyone knows about. You can own gold in various forms- physical, e-gold, gold-focused mutual funds, etc. The value of gold always keeps changing and sometimes this change is very large. It also has a reputation for doing poorly when the stock market is soaring high. Because of these reasons, many term gold investment ‘risky’, which is not true. Using gold as a part of a larger, diversified plan is not…

You are thrilled about moving abroad. There is so much to look forward to—a new culture, a new place, so many new experiences. But you have some worries too. For instance, you might need to transfer funds to your loved ones in India and to continue your investments back home. How will you do that? Regardless of your gender, money transfer to India from USA and other geographies is easy nowadays. Bank transfers are simple…

For buyers on a little tight budget, a used car model is worth an option to get more of their money. Although new cars are amazing, they come with high price tags that are not affordable for every buyer. Hence, purchasing a used car is a good way to save money. But, is it worth to prefer a pre-owned model that is “certified”? Let’s get its answer in this post. What Is A Certified Pre-Owned…

The Budget for the fiscal year 2019-20 announced on 1st February 2019, declared a full tax rebate for incomes up to Rs. 5 lakh per annum. According to statistics, it will put nearly three crore taxpayers out of the tax net in the year 2019-2020. However, finance analysts seem to think that even if you earn Rs. 8-9 lakh p.a. you can still avoid tax if you invest in specified instruments and claim deductions. However,…

Retirement is truly the golden period of your life. This is the time when you are finally free from all responsibilities. Your children have most probably grown up and settled down, which means that you can explore a different side of you. However, it also marks the end of your earning period, and you no longer have regular paychecks coming in every month. Therefore, to provide for your monthly expenses post your retirement, you need…

Anytime talk veers to the topic of the Indian diaspora, you hear terms like NRI and PIO to describe Indians living abroad. But don’t make the mistake of assuming that they are synonyms. There are clear differences between NRIs and PIOs. Let’s find out what these are. Who is an NRI? NRI stands for ‘non-resident Indian’. So, an NRI is a person who holds an Indian passport but does not reside in India at present.…

To build your wealth, it is essential to not just save money, but also knowing where to invest money, and to choose the best investment plans for your financial security and money management. If you want to generate maximum returns, you can explore the following 5 investment options: 1. Public Provident Fund (PPF): Public Provident Fund is a popular investment option. It offers risk-free and guaranteed high returns, with full tax exemption. You can invest…

With the increasing number of vehicles running on the road, the probability for unforeseen road accidents is also increasing. But the problem is not basically with the number of vehicles, the problem is with people who do not follow traffic rules and drive so rashly that someone else gets hurt due to their ludicrous behavior. You too can become a target of such people and may meet an accident while driving your two-wheeler. So, all…

A bouquet of Tulips can certainly be considered as a very romantic gift. However, Unit-Linked Insurance Plans or ULIP plans could also be considered as a thoughtful gift. As a matter of fact, having a ULIP under your name is more than just taking out a regular insurance policy for securing your family’s future. Since ULIPs are associated with equities or market funds, they are more vulnerable to risks. Despite the risk, they tend to…