Has Your Car insurance expired? Here’s What You Can Do Next

Reading Time: 3 minutes

car

Has it been a while your car insurance expired? Did you know that driving a car without valid car insurance is deemed illegal in India? In case, it has skipped your mind to renew your car insurance expired policy on time, without wasting any more time you should get it renewed as soon as possible.

Here are a few things that you can do to get a car insurance renewal without much hassle.

Advertisement

  • Contact your agent or opt for online car insurance renewal: As soon as your car insurance expires, you should get in touch with your car insurance agent for an immediate car insurance renewal. Only an experienced and efficient agent can give you advice on how to proceed for a renewal after the car insurance expired.
  • Stop driving your car: No matter how inconvenient it may seem, driving a car with expired car insurance is riskier than you think. If you happen to meet with an unfortunate accident at a time when your cover has expired, besides paying your own bills for damage repair you may also have to settle the damage claim set forward by the third party. Without a car insurance cover, it will be a big burden for you to get into an accident.
  • Select your car insurance policy: You can either get your car insurance policy renewed with the assistance of your agent or opt for an online car insurance renewal. It may also be a case that you want to try a new and better car insurance policy from a different company, in such a case you should compare the best and reliable policies in the market and select a new policy for your vehicle.
  • Keep your documents ready: Check with your policy agent which documents would be needed for car insurance renewal and start assembling them. Make sure to have a copy of your previous registration certificate and policy documents and also offer details about the registration location, date of registration and car model among others requisites.
  • Book an appointment for a car survey: As per your car insurance company, you may either book an appointment for a surveyor seek a self-inspection of your vehicle. Getting your car surveyed is crucial for deciding your eligibility for your car insurance renewal. If the vehicle has undergone certain damage during the period of expired car insurance, it may hamper the eligibility of the policy buyer. A prefixed amount may be set by the surveyor which may be deducted from the claim made in the future. Book your survey without any delay because it is only on the report of the surveyor, the insurer will approve the plea of car insurance renewal.

There may be numerous reasons why you have not been able to get your car insurance renewed yet but it is extremely necessary that you have a valid car insurance policy every time you are on the driving seat.

Advertisement

More Articles for You

Capture Your Incredible Moments In Life – Incredible Perks

Capturing moments of life can be through photography. It is through the photographs that you learn to appreciate your life. …

Push yourself and do wonders – Tips to accomplish your goals

We tend to live in your comfort zones, only when we venture outside from our comfort zone, we can reach …

The Privilege of Shopping At Dunzo – Adapting To Future Lifestyle Trends

Over the years, there has been a dramatic revolution of technology which created amazing tools and resources that help you …

Improve Employee Communication Experience with Ease – Ways to Implement

Are you in search of a better communication platform that helps your team to bounce ideas off each other? At …

5 Important Steps To Take After a Sudden Two Wheeler Accident

With the increasing number of vehicles running on the road, the probability for unforeseen road accidents is also increasing. But …

Gifting Ideas: A Single ULIP over A Bouquet of Tulips

A bouquet of Tulips can certainly be considered as a very romantic gift. However, Unit-Linked Insurance Plans or ULIP plans …